Book details
- Author: Ngozi E. Bolin, Esq.
- Publisher: Pantraxxa LLC
- Genre: Legal guide, consumer law, personal finance
- Published: October 30, 2026
- Length: 382 pages (paperback)
- Formats: Paperback, Kindle
- ISBN-13: 979-8950322198
- Language: English
Consumer Law and Personal Finance for California Teens
A Teen’s Guide to Rights, Contracts, and Money, by Ngozi E. Bolin, Esq.
Consumer Law and Personal Finance for California Teens is a plain-English guide to the federal and California laws that protect young people as consumers, borrowers, workers and renters, by attorney Ngozi E. Bolin, Esq., published by Pantraxxa.
About the book
A subscription you can’t escape. Earbuds that die after the return window. Surprise fees at checkout. A boss who skips your rest break. That’s not just how it goes. It’s the law being broken, and California law has your back.
Consumer Law and Personal Finance for California Teens: A Teen’s Guide to Rights, Contracts, and Money breaks the law down into plain language and shows you how to use it, from your first online order to your first lease.
First paycheck, first car, first lease, first credit card: they’re closer than you think. Learn the rules now, so you’ll know what to sign, what to ask, and when to say no.
A fuller overview of this guide is on the Bolin Firm’s page for the book.
Who this book is for
California students, their teachers and parents, and anyone about to turn 18 in California.
What the book covers
Learn how to:
- Undo deals you signed as a minor
- Catch the catch in the fine print
- Cancel subscriptions and get back money you’re owed
- Use credit to build your future, not wreck it
- Shut down scams and stop ID theft
- Stand up to a business that treats you unfairly
Includes:
- Straight talk, zero legal jargon
- Teen stories set in East L.A., Fresno, Oakland, and more
- Sample letters, checklists, and step-by-step tools
- Spotlights on key California laws
- Where to find free help across CA
Frequently asked questions
It explains, in plain language, the federal and California laws that protect teens when they sign contracts, shop online, use credit, work a first job and rent a first home, with sample letters, checklists and step-by-step tools for when something goes wrong.
Ngozi E. Bolin, Esq., a trial attorney admitted in New York and California with more than 30 years of litigation experience.
No. It is for informational and educational purposes only, and it does not replace advice from a licensed attorney about your own situation.
The paperback edition is 382 pages.
The book is available on Amazon.
About the author
Ngozi E. Bolin, Esq. is an attorney and multigenre author whose work spans legal guides, spiritual fiction, romance and contemporary women’s literature. She has more than three decades of litigation experience across New York and California.
